H. W. Kreis (auth.)'s Annals of Life Insurance Medicine: Volume 4 PDF

By H. W. Kreis (auth.)

ISBN-10: 3642856209

ISBN-13: 9783642856204

ISBN-10: 3642856225

ISBN-13: 9783642856228

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Extra resources for Annals of Life Insurance Medicine: Volume 4

Example text

We now have only three columns, the latter covering almost half as many years of observation as the first two. 4. If the mortality ratio in a given section of the table is based on less than five expected deaths according to normal mortality, we have placed the respective value and a + or - sign in brackets. If the working hypothesis of a constant multiplicative increase in mortality is applicable, we may assume that in the signs tables the + and - signs maintain a balance and are randomly spread over the individual table sections; this may be checked by means of a binominal distribution.

Blood pressure values The entry is made in millimetres (mm Hg). Abnormal blood pressures, which affect the rating and are more closely defined, are recorded in the sections for the impairments by means of the respective numbers. 4. Impairments An impairment means any deviation in the present condition (status praesens) of the life assured, his previous diseases (anamnesis) or his family history (heredity) from the norm. 1, the final number 0 is only used if the impairment cannot be more precisely described.

141. 10. Society of Actuaries: Impairment Study 1951. New York: Peter F. 12. 11. Cf. the work mentioned under [4], p. 141. 12. , L. M. AXTELL, and S. J. CUTLER: The relative survival rate; a statistical methodology. 6, Washington, 1961, p. 108. 13. : Uber den Zusammenhang zwischen Perioden- und Generationstafeln auf der Sterbeflache. Blatter of the German Actuarial Society, Vol. VII, 1965. H. W. KREIS 46 14. See Impairment Study 1951 mentioned under [10], p. 4-5, and A. M. LYLE: Coronary disease as an underwriting problem.

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Annals of Life Insurance Medicine: Volume 4 by H. W. Kreis (auth.)


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